Question:On the subject of Khums of profit earnings, is there a term called moral balance? I mean, if I had a sum of money of five million dinars, for example, I spent one million on food, certain items, clothes, etc., and the Khums is taken out from the remaining four millions. Before the end of the Khums-year, I received my salary or any other financial gain in that I have raised six millions dinars. Is it permissible to take out four millions of the six millions and regard them as a sum of which the Khums is taken out, and Khums is only taken out of the two millions?

Answer:In the name of Allah, you should take Khums out from what increases the four millions. Allah knows best.

Question:On the subject of Khums of profit earnings, is there a term called moral balance? I mean, if I had a sum of money of five million dinars, for example, I spent one million on food, certain items, clothes, etc., and the Khums is taken out from the remaining four millions. Before the end of the Khums-year, I received my salary or any other financial gain. Is it permissible to add one million of the gain to four millions from which the Khums is taken out to return five millions which still have the Khums taken out from?

Answer:In the name of Allah, you should take Khums out from what increases the five millions. Allah knows best.

Question:I am an employee and I receive a monthly salary from the state. Is it a condition that a year passes on the first salary in order to take out Khums? Or is it a must that Khums should be taken out of all the salaries even the one which is not included in the Khums year which is in July? Is the salary received in the sixth month included in the Khums?

Answer:In the name of Allah, you should know that setting a date for Khums year is done according to the lunar calendar not the solar calendar. You have a choice between taking out the Khums of each salary right after you receive it and you can spend all salaries on your family and in the end of the Khums year period, you can take Khums out what you have from the salary money whether it is from the month or from previous months. Allah is the best Knowing and Helper.

Question:Do I need to pay the Khums of the money I invest for several years to keep for my three daughters to go to the university and for their marriage?

Answer:In the name of Allah, be advised, my son, that the money which entered into one’s property, fifth of the property becomes the Imam’s and the descendants of the prophet’s share. However, it is allowed to delay the payment of the fifth Khums) to the end of a year that you specify as a way of being considerate towards you. You believe in Allah and in the Qur'an, so the Khums is not your own. Allah is the All Guide and knows best.

Question:Is it permissible to save money for hard times?

Answer:In the name of Allah, it is permissible after the religious financial dues are paid. Allah knows best.

Question:If the taxpayer borrowed a sum of money for the purpose of the provision, is it included in Khums when it is due? If the loan is paid in the coming year, will it make the Khums of the profit for the coming year?

Answer:In the name of Allah, as long as the money borrowed - all or part of it- is with you, in the end of the Khums year, you should take out the Khums whether you paid the loan or not. Furthermore, the paying pack of the debt that you pay is included in the provision when payment is fulfilled. Allah knows best.

Question:Those who cannot own a house but through raising money for many years. Should they take out Khums from such money?

Answer:In the name of Allah, Khums should be taken from every increase when collecting money in that year but once not twice. Allah knows best.

Question:A man saves money in the bank for the expenses of the furniture of the apartment and the arrangement of the wedding, is this included in Khums when it is due?

Answer:In the name of Allah, if the Khums is not taken out of the money and the owner of the amount is able to withdraw money as he wishes to deposit in his home, then it is a must to take out the Khums. If the amount is like the loan from the bank, then the Khums must be paid only when it is received. Allah knows best.